Payment Policy
At Michael & Joanne Manchester, we aim to offer a secure and straightforward payment experience. Below you’ll find all information regarding the payment methods we accept and how payments are processed.
Accepted Payment Methods
We currently accept the following payment options:
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Credit Card (Visa, Mastercard)
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Apple Pay
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Google Pay
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Shop Pay
Available payment methods will be clearly displayed during checkout. Please note that availability may vary depending on your device, browser or location.
Payment Security
Your payment security is a top priority for us.
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All transactions are processed via a secure SSL-encrypted connection
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Payments are handled by trusted third-party payment providers
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We do not store or have access to your full payment details
This ensures that your personal and financial information remains protected at all times.
Payment Processing
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Orders are processed only after payment has been successfully authorised and completed
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If a payment cannot be completed or is declined, the order will not be processed
Customers are responsible for ensuring that valid payment details are provided at checkout.
Refunds
If you are entitled to a refund (for example, following an approved return):
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Refunds will be processed within 14 days
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The refunded amount will be returned via the original payment method
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Original shipping costs are non-refundable, unless stated otherwise
Contact Us
If you have any questions regarding payments or billing, please contact us at:
Email: info@michaelandjoanne.co.uk
Business name: Michael & Joanne Manchester